Do you charge a fee?
Yes. Our fee is £495.00 payable upon issue of the mortgage offer.
However we reserve the right to charge this fee at the outset as a commitment fee.
If your borrowing requirement is below £200,000, the case is very complex or the work involved is significantly greater than standard, we reserve the right to charge more but no more than 1% of the loan.
If this is the case then this will be clearly communicated to you before any work is undertaken.
When is the fee payable?
The fee is payable upon the mortgage offer. If we can’t get you a mortgage offer there is no fee.
Is the fee refundable if I decide not to proceed with the offer?
No. There is an average of 30 hours of work involved with each case from start to mortgage offer. The fee in no way compensates us if you choose not to proceed with the offer for whatever reason - but it does allow us to re coup some of the administration time that was spent on working on your case.
Are you whole of market?
Yes.
How do you conduct your meetings and communicate with your clients?
We offer telephone and Google Meets or Zoom for the first few meetings, where we try set everything out. Afterwards, this usually moves to email correspondence and scheduled telephone calls. Face to Face meetings could be done where possible.
Daniel was recommended to me by a friend. He went over and beyond the call of duty every step of the way. He was not only proficient, reliable and knowledgable, but he was also genuinely kind and trustworthy. I cannot recommend him highly enough.
RESOURCES
Guide to our mortgage & protection services
Whether you are an experienced property landlord or a first-time investor, we trust you will find this guide valuable. This guide will help to clarify the terminology, benefits, risks and associated costs of borrowing to invest in rental property.
WHAT NEXT?
We understand every situation is unique, so please do get in touch to speak to Daniel about your mortgage requirements.